Quarterly regulatory reports
Report on major regulatory developments during the quarter and expected developments for the next quarterQuarterly regulation outlook reports compile regulatory developments issued by global regulators (BCBS, FSB), supranational ones (with a focus on Europe), and some local geographies (USA, UK, Spain) for the quarter, and anticipate major changes in regulations for the following quarter, the following year, or on the longer term.
They are structured as follows: executive summary, which contains references to the most important regulatory changes for the period; forthcoming publications, providing details of documents that will be published during the next quarter, next year and in the longer term; and the body of the report, made up of a collection of summaries of relevant publications for the quarter.
Latest Quarterly regulatory reports released.
Regulation outlook 3Q26
Available in: English - Spanish
Regulatory activity in Q3 2026 was marked by new developments in operational risk, third-party risk management and prudential requirements, alongside regulatory simplification initiatives. In Europe, the EBA, ECB, EIOPA, ESMA and EC focused their activities on risk management, geopolitical stress testing, prudential supervision and capital markets. In addition, Spain, the United Kingdom, Germany and the Netherlands made progress in their frameworks for anti-money laundering, risk management and financial supervision. In the Americas, the United States, Chile, Mexico and Peru focused their activities on third-party risk management and updates to capital requirements.
Regulation Outlook 3Q26
Regulation outlook 2Q26
Available in: English - Spanish
The regulatory activity of 2Q2026 was marked by the strengthening of the financial sector’s resilience, the adaptation of prudential and supervisory frameworks to new risks, including AI, cryptoassets and climate-related risks. At global level, the FSB consultation on AI stood out, while in Europe the EBA, EC, ECB and SRB focused their activity on stress testing, regulatory simplification, FRTB, financial integration and climate-related risks. Furthermore, countries like Spain, the UK, Germany, the United States and Brazil advanced their frameworks on AI, capital, risk management, banking supervision and liquidity.
Regulation outlook 1Q26
Available in: English - Spanish
Regulatory activity in Q1 2026 marks the culmination of a phase of adjustment and modernization, with Europe making progress in simplifying prudential and reporting frameworks while strengthening banking supervision and resolution. There has also been significant momentum in the regulation of payments and cryptoassets, particularly stablecoins in the United States, alongside a gradual convergence of regulations in Latin America.
Regulatory news for the current quarter can be found in the Regulatory Alerts for the Quarter section, , while regulatory news from previous years can be found on the Annual Regulatory reports section.
